Washington SB5480 protects consumers by voiding medical debts that violate specific terms and barring health care providers from reporting such debts.

Washington SB5480 aims to protect consumers by voiding medical debts that do not include specific terms prohibiting credit reporting and barring health care providers from reporting such debts to credit agencies. The bill mandates that medical debt contracts include a notice that the debtor may be eligible for charity care and that the holder is prohibited from reporting the debt to credit agencies. Violating these provisions renders the debt void and unenforceable.

Washington SB5480 protects consumers by voiding medical debts that violate specific terms and barring health care providers from reporting such debts.

Washington SB5480 aims to protect consumers by voiding medical debts that do not include specific terms prohibiting credit reporting and barring health care providers from reporting such debts to credit agencies. The bill mandates that medical debt contracts include a notice that the debtor may be eligible for charity care and that the holder is prohibited from reporting the debt to credit agencies. Violating these provisions renders the debt void and unenforceable.