SB5351 aims to protect patient choice and access to dental care by prohibiting unfair and deceptive dental insurance practices.

SB5351 seeks to reform the dental benefits system in Washington by ensuring patients can choose their trusted dentist and receive full benefits without network restrictions. The bill mandates that at least 85 percent of premium dollars be spent directly on care, ensuring patients get value for their payments. It prohibits insurers from denying coverage based on independent diagnoses or same-day procedures. Additionally, it requires insurers to refund excess premiums if the dental loss ratio falls below 85 percent.

SB5351 aims to protect patient choice and access to dental care by prohibiting unfair and deceptive dental insurance practices.

SB5351 seeks to reform the dental benefits system in Washington by ensuring patients can choose their trusted dentist and receive full benefits without network restrictions. The bill mandates that at least 85 percent of premium dollars be spent directly on care, ensuring patients get value for their payments. It prohibits insurers from denying coverage based on independent diagnoses or same-day procedures. Additionally, it requires insurers to refund excess premiums if the dental loss ratio falls below 85 percent.