HB2277 mandates insurers to disclose wildfire risk scores and model details, and requires insurers to consider mitigation actions in their models.

HB2277 requires insurers using wildfire risk models to disclose specific information to policyholders, including the current risk score, the model's range, the creator of the score, the creation date, and factors affecting the score. Insurers must also provide details on available mitigation actions and potential premium adjustments. The bill mandates insurers to incorporate property-specific and community-level mitigation actions into their models or offer discounts to policyholders who demonstrate such actions.

HB2277 mandates insurers to disclose wildfire risk scores and model details, and requires insurers to consider mitigation actions in their models.

HB2277 requires insurers using wildfire risk models to disclose specific information to policyholders, including the current risk score, the model's range, the creator of the score, the creation date, and factors affecting the score. Insurers must also provide details on available mitigation actions and potential premium adjustments. The bill mandates insurers to incorporate property-specific and community-level mitigation actions into their models or offer discounts to policyholders who demonstrate such actions.