Washington HB1754 mandates Medicare supplemental insurance to be offered on a guaranteed issue basis during open enrollment periods.

Washington HB1754 amends existing laws to ensure Medicare supplemental insurance is offered on a guaranteed issue basis during open enrollment periods. This means insurers must offer coverage to all qualified applicants without discrimination based on health status or preexisting conditions. The bill specifies that if an applicant has had continuous creditable coverage for at least three months, insurers cannot exclude benefits for preexisting conditions. This act takes effect January 1, 2027.

Washington HB1754 mandates Medicare supplemental insurance to be offered on a guaranteed issue basis during open enrollment periods.

Washington HB1754 amends existing laws to ensure Medicare supplemental insurance is offered on a guaranteed issue basis during open enrollment periods. This means insurers must offer coverage to all qualified applicants without discrimination based on health status or preexisting conditions. The bill specifies that if an applicant has had continuous creditable coverage for at least three months, insurers cannot exclude benefits for preexisting conditions. This act takes effect January 1, 2027.