Allows enrollees to obtain annual or multiyear covered services earlier than required by their health plan.

The bill modifies health plan requirements in Washington, allowing enrollees to access annual or multiyear covered services at least one month before the required frequency. This change applies to health plans, including dental and vision plans, issued or renewed on or after January 1, 2026. The health carrier must apply the same cost-sharing requirements as if the service occurred after the applicable period had elapsed.

Allows enrollees to obtain annual or multiyear covered services earlier than required by their health plan.

The bill modifies health plan requirements in Washington, allowing enrollees to access annual or multiyear covered services at least one month before the required frequency. This change applies to health plans, including dental and vision plans, issued or renewed on or after January 1, 2026. The health carrier must apply the same cost-sharing requirements as if the service occurred after the applicable period had elapsed.