Vermont H0275 establishes annual open enrollment periods for Medicare supplement insurance and prohibits preexisting condition exclusions.

Vermont H0275 amends the state's insurance laws to create annual open enrollment periods for Medicare supplement insurance policies, aligning with the federal open enrollment period for Medicare Part D plans. The bill also prohibits health insurers from charging additional premiums, fees, or penalties based on an individual's failure to enroll in a Medicare supplement insurance policy within six months following their 65th birthday. Furthermore, it prohibits insurers from excluding, restricting, or otherwise limiting coverage for any preexisting health condition.

Vermont H0275 establishes annual open enrollment periods for Medicare supplement insurance and prohibits preexisting condition exclusions.

Vermont H0275 amends the state's insurance laws to create annual open enrollment periods for Medicare supplement insurance policies, aligning with the federal open enrollment period for Medicare Part D plans. The bill also prohibits health insurers from charging additional premiums, fees, or penalties based on an individual's failure to enroll in a Medicare supplement insurance policy within six months following their 65th birthday. Furthermore, it prohibits insurers from excluding, restricting, or otherwise limiting coverage for any preexisting health condition.