Texas SB622 amends the definition of emergency care in health benefit plans.

Texas SB622 modifies the definition of "emergency care" in the Insurance Code to include health care services provided in emergency facilities to evaluate and stabilize medical conditions of recent onset and severity, including severe pain. This applies to conditions that would lead a prudent layperson to believe immediate care is necessary to avoid serious health risks, dysfunction, disfigurement, or jeopardy to the health of the fetus. The changes apply to health benefit plans delivered, issued for delivery, or renewed on or after January 1, 2026.

Texas SB622 amends the definition of emergency care in health benefit plans.

Texas SB622 modifies the definition of "emergency care" in the Insurance Code to include health care services provided in emergency facilities to evaluate and stabilize medical conditions of recent onset and severity, including severe pain. This applies to conditions that would lead a prudent layperson to believe immediate care is necessary to avoid serious health risks, dysfunction, disfigurement, or jeopardy to the health of the fetus. The changes apply to health benefit plans delivered, issued for delivery, or renewed on or after January 1, 2026.