Texas SB606 mandates consumer reporting agencies to notify consumers when inaccurate information in their files is corrected.

Texas SB606 amends the Business & Commerce Code to require consumer reporting agencies to ensure that previously reported inaccurate information in a consumer's file is corrected promptly. If a consumer provides an email address, the agency must email the consumer a link to a secure website within 30 business days of the correction, allowing the consumer to obtain a corrected copy of their credit report at no cost. This change applies to corrections submitted to a consumer reporting agency on or after the effective date of the Act, which is September 1, 2025.

Texas SB606 mandates consumer reporting agencies to notify consumers when inaccurate information in their files is corrected.

Texas SB606 amends the Business & Commerce Code to require consumer reporting agencies to ensure that previously reported inaccurate information in a consumer's file is corrected promptly. If a consumer provides an email address, the agency must email the consumer a link to a secure website within 30 business days of the correction, allowing the consumer to obtain a corrected copy of their credit report at no cost. This change applies to corrections submitted to a consumer reporting agency on or after the effective date of the Act, which is September 1, 2025.