Texas SB416 requires proof of U.S. citizenship for personal auto insurance policies issued or renewed after January 1, 2026.

Texas SB416 amends the Insurance Code to mandate that insurers cannot deliver, issue for delivery, or renew a personal automobile insurance policy unless the insured provides proof of U.S. citizenship. Acceptable documents include an unexpired passport, a certified copy of a birth certificate, or U.S. citizenship papers. This requirement applies to policies delivered, issued for delivery, or renewed on or after January 1, 2026. The act takes effect September 1, 2025.

Texas SB416 requires proof of U.S. citizenship for personal auto insurance policies issued or renewed after January 1, 2026.

Texas SB416 amends the Insurance Code to mandate that insurers cannot deliver, issue for delivery, or renew a personal automobile insurance policy unless the insured provides proof of U.S. citizenship. Acceptable documents include an unexpired passport, a certified copy of a birth certificate, or U.S. citizenship papers. This requirement applies to policies delivered, issued for delivery, or renewed on or after January 1, 2026. The act takes effect September 1, 2025.