SB2808 requires insurers and health maintenance organizations to get approval from the Texas commissioner of insurance before increasing premiums.

SB2808 amends the Texas Insurance Code to add a new chapter on rate increase limitations. Insurers and health maintenance organizations must file the proposed rate with the department and obtain approval from the commissioner before collecting a premium that has increased from the previous 12-month period. The changes apply to insurance policies or health benefit plans delivered, issued for delivery, or renewed on or after January 1, 2026. The act takes effect September 1, 2025.

SB2808 requires insurers and health maintenance organizations to get approval from the Texas commissioner of insurance before increasing premiums.

SB2808 amends the Texas Insurance Code to add a new chapter on rate increase limitations. Insurers and health maintenance organizations must file the proposed rate with the department and obtain approval from the commissioner before collecting a premium that has increased from the previous 12-month period. The changes apply to insurance policies or health benefit plans delivered, issued for delivery, or renewed on or after January 1, 2026. The act takes effect September 1, 2025.