Texas SB1791 mandates insurers to attempt communication with insureds for 45 days after a third-party claim, paying claims and declining renewals if.

Texas SB1791 amends the Insurance Code to require insurers to attempt communication with the insured at least five times or until the insured responds within 45 days of a third-party liability claim. If the insurer cannot communicate with the insured, it must pay the claim to the third-party claimant and decline to renew the policy. This provision applies to policies delivered, issued for delivery, or renewed on or after January 1, 2026. The act takes effect September 1, 2025.

Texas SB1791 mandates insurers to attempt communication with insureds for 45 days after a third-party claim, paying claims and declining renewals if.

Texas SB1791 amends the Insurance Code to require insurers to attempt communication with the insured at least five times or until the insured responds within 45 days of a third-party liability claim. If the insurer cannot communicate with the insured, it must pay the claim to the third-party claimant and decline to renew the policy. This provision applies to policies delivered, issued for delivery, or renewed on or after January 1, 2026. The act takes effect September 1, 2025.