Texas SB1429 restricts insurers from limiting repair options for vehicles over 36 months old.

Texas SB1429 amends the Insurance Code to restrict insurers from limiting repair options for vehicles over 36 months old. Insurers cannot specify parts, products, or repair processes, nor can they limit the beneficiary's choice of repair person or facility. For vehicles owned less than 36 months, insurers must use original equipment unless the third-party claimant opts for non-original equipment. The bill takes effect September 1, 2025.

Texas SB1429 restricts insurers from limiting repair options for vehicles over 36 months old.

Texas SB1429 amends the Insurance Code to restrict insurers from limiting repair options for vehicles over 36 months old. Insurers cannot specify parts, products, or repair processes, nor can they limit the beneficiary's choice of repair person or facility. For vehicles owned less than 36 months, insurers must use original equipment unless the third-party claimant opts for non-original equipment. The bill takes effect September 1, 2025.