Proposing a constitutional amendment to allow home equity loans to close at locations other than a lender's office, an attorney's office, or a title.
This bill proposes a constitutional amendment to change the Texas Constitution to remove the requirement that a home equity loan must be closed only at the office of the lender, an attorney at law, or a title company. The amendment would allow for more flexibility in where the loan closing can take place, potentially making the process more convenient for borrowers. The amendment will be submitted to voters in the November 4, 2025 election.
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- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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