Texas HB880 prohibits reporting medically necessary debt on consumer reports.

HB880 amends the Business & Commerce Code to prevent consumer reporting agencies from including information on consumer reports related to medically necessary debt. Medically necessary debt is defined as debt from health care services to diagnose, treat, or prevent illness. The prohibition applies to consumer reports furnished after the bill's effective date of September 1, 2025.

Texas HB880 prohibits reporting medically necessary debt on consumer reports.

HB880 amends the Business & Commerce Code to prevent consumer reporting agencies from including information on consumer reports related to medically necessary debt. Medically necessary debt is defined as debt from health care services to diagnose, treat, or prevent illness. The prohibition applies to consumer reports furnished after the bill's effective date of September 1, 2025.