Texas HB4635 mandates insurers and health maintenance organizations to disclose when artificial intelligence is used in denying insurance claims.

Texas HB4635 amends the Insurance Code to require insurers and health maintenance organizations to provide written disclosure to claimants when a claim denial is based on artificial intelligence. The disclosure must include notification that the denial was made by artificial intelligence, the basis for the determination, and instructions on appealing the denial. This requirement applies to claims submitted after the Act's effective date of September 1, 2025.

Texas HB4635 mandates insurers and health maintenance organizations to disclose when artificial intelligence is used in denying insurance claims.

Texas HB4635 amends the Insurance Code to require insurers and health maintenance organizations to provide written disclosure to claimants when a claim denial is based on artificial intelligence. The disclosure must include notification that the denial was made by artificial intelligence, the basis for the determination, and instructions on appealing the denial. This requirement applies to claims submitted after the Act's effective date of September 1, 2025.