Texas HB4556 prohibits insurance rating plans from assigning rate consequences for traffic violation charges or convictions.
Texas HB4556 amends the Insurance Code to prevent insurance rating plans from assigning rate consequences for traffic violation charges or convictions. This change applies to policies delivered, issued for delivery, or renewed on or after January 1, 2026. Policies renewed before this date remain governed by existing law. The act takes effect September 1, 2025.
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