Texas HB4392 prohibits insurers from discriminating against individuals based on marital status following the death of a spouse.

Texas HB4392 amends the Insurance Code to prohibit insurers from refusing to insure or limiting coverage for individuals who are widowed or whose marital status reflects the death of a spouse. It also prevents insurers from charging different rates based on marital status following a spouse's death. These protections do not apply to insurance policies delivered, issued for delivery, or renewed before the Act's effective date of September 1, 2025.

Texas HB4392 prohibits insurers from discriminating against individuals based on marital status following the death of a spouse.

Texas HB4392 amends the Insurance Code to prohibit insurers from refusing to insure or limiting coverage for individuals who are widowed or whose marital status reflects the death of a spouse. It also prevents insurers from charging different rates based on marital status following a spouse's death. These protections do not apply to insurance policies delivered, issued for delivery, or renewed before the Act's effective date of September 1, 2025.