Texas HB4009 allows health benefit plan issuers to offer employer choice of benefits plans that exclude state-mandated health benefits, with specific.
Texas HB4009 amends the Insurance Code to introduce Chapter 1506, which allows health benefit plan issuers to offer employer choice of benefits plans that do not include state-mandated health benefits. These plans must include coverage for essential health benefits as defined by federal regulation. Employers must receive a written disclosure statement acknowledging the exclusion of state-mandated health benefits and must sign and return this statement. The plans must also contain a bold, upfront disclosure about the exclusion of state-mandated health benefits.
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