Texas HB3840 mandates insurers to offer premium discounts for auto insurance policies with dashboard cameras.
Texas HB3840 amends the Insurance Code to require the commissioner to mandate insurers to provide a premium discount for auto insurance policies if the vehicle has a dashboard camera installed. The commissioner must adopt rules by December 1, 2025, and the changes apply to policies delivered, issued for delivery, or renewed on or after January 1, 2026. The law takes effect September 1, 2025.
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