Texas HB3002 mandates debt collectors to provide consumers with specific disclosures in written and electronic communications regarding debt.

HB3002 requires debt collectors to include written notices with any debt collection communications to consumers. These notices must summarize the consumer's rights under the Fair Debt Collection Practices Act and Texas law, including the right to request debt validation and to cease communication. Additionally, debt collectors must indicate if the creditor is open to settlement agreements. For electronic communications, debt collectors must provide a link to the attorney general's website detailing consumers' debt collection rights. The act takes effect on September 1, 2025.

Texas HB3002 mandates debt collectors to provide consumers with specific disclosures in written and electronic communications regarding debt.

HB3002 requires debt collectors to include written notices with any debt collection communications to consumers. These notices must summarize the consumer's rights under the Fair Debt Collection Practices Act and Texas law, including the right to request debt validation and to cease communication. Additionally, debt collectors must indicate if the creditor is open to settlement agreements. For electronic communications, debt collectors must provide a link to the attorney general's website detailing consumers' debt collection rights. The act takes effect on September 1, 2025.