Amends Texas Insurance Code to set underwriting standards for new structures built to certain standards.

This bill amends the Texas Insurance Code to modify the Texas Windstorm Insurance Association's underwriting standards. It specifies that new structures certified to meet fortified home, multifamily, or commercial construction standards set by the Insurance Institute for Business and Home Safety are deemed to meet the association's underwriting standards. The changes apply only to structures built after the bill's effective date. The Texas Windstorm Insurance Association must then propose amendments to its plan of operation to reflect these changes. The bill takes effect on September 1, 2025.

Amends Texas Insurance Code to set underwriting standards for new structures built to certain standards.

This bill amends the Texas Insurance Code to modify the Texas Windstorm Insurance Association's underwriting standards. It specifies that new structures certified to meet fortified home, multifamily, or commercial construction standards set by the Insurance Institute for Business and Home Safety are deemed to meet the association's underwriting standards. The changes apply only to structures built after the bill's effective date. The Texas Windstorm Insurance Association must then propose amendments to its plan of operation to reflect these changes. The bill takes effect on September 1, 2025.