Texas HB1041 allows caregivers for individuals with disabilities to have insurable interest in the lives of those they care for.
Texas HB1041 amends the Insurance Code to allow a person providing care to an individual with a disability to have insurable interest in the life of that individual. This applies to caregivers at state supported living centers, assisted living facilities, intermediate care facilities, and group homes. The change takes effect January 1, 2026, for new or renewed insurance policies.
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