Tennessee SB1243 mandates insurance discounts for policyholders securing firearms or using safety devices.
Tennessee SB1243 amends the state's insurance code to require insurance companies to offer discounts to policyholders who secure firearms in a safe or use a safety device and request the discount. The discount applies to homeowners or renters insurance policies and takes effect July 1, 2025. The policyholder does not need to disclose firearm presence or ownership.
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