Tennessee SB0230 prohibits consumer reporting agencies from including medical debt records on consumer reports filed in the state.

Tennessee SB0230 amends the Tennessee Consumer Protection Act of 1977 to prohibit consumer reporting agencies from including medical debt records on consumer reports filed in the state. This change takes effect July 1, 2025. A violation of this provision constitutes an unfair or deceptive act or practice and is subject to penalties under the Tennessee Consumer Protection Act. The attorney general and reporter has investigative and enforcement authority over violations, with proceedings allowed in Davidson County circuit or chancery court or any other permitted venue.

Tennessee SB0230 prohibits consumer reporting agencies from including medical debt records on consumer reports filed in the state.

Tennessee SB0230 amends the Tennessee Consumer Protection Act of 1977 to prohibit consumer reporting agencies from including medical debt records on consumer reports filed in the state. This change takes effect July 1, 2025. A violation of this provision constitutes an unfair or deceptive act or practice and is subject to penalties under the Tennessee Consumer Protection Act. The attorney general and reporter has investigative and enforcement authority over violations, with proceedings allowed in Davidson County circuit or chancery court or any other permitted venue.