HB2231

AN ACT to amend Tennessee Code Annotated, Title 47; Title 55 and Title 56, relative to vehicle value protection agreements.

Introduced·2/2/26
Draft Text

Tennessee HB2231 amends vehicle value protection agreements to ensure consumer benefits and protections.

Tennessee HB2231 amends the Tennessee Vehicle Value Protection Product Act to enhance consumer protections and benefits for vehicle value protection agreements. The bill mandates that providers guarantee their obligations through an insurance policy, ensuring that contract holders are reimbursed if the provider fails to perform. It also requires providers to offer benefits for unrecovered theft, total loss, or trade-in of a covered vehicle, either as a credit toward a new vehicle or applied to the cash value at trade-in.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

Mar 11

House

Taken off notice for cal in s/c Insurance Subcommittee of Insurance Committee

Mar 4

House

Action Def. in s/c Insurance Subcommittee to 3/11/2026

Mar 4

House

Placed on s/c cal Insurance Subcommittee for 3/11/2026