HB1646

AN ACT to amend Tennessee Code Annotated, Title 8; Title 56 and Title 71, relative to insurance coverage.

Introduced·1/14/26

Tennessee HB1646 mandates insurance coverage for medically necessary treatment related to acquired brain injuries.

Tennessee HB1646 amends state insurance laws to require coverage for medically necessary treatment related to acquired brain injuries. This includes various therapies and services such as cognitive rehabilitation, neurobehavioral therapy, and community reintegration services. The bill prohibits lifetime or unreasonable annual limitations on treatment days or sessions and ensures that any limitations on rehabilitation services are separate from post-acute rehabilitation limitations. It also mandates that only clinical peer reviewers conduct coverage preauthorization or utilization review.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

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5
7
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Democratic CaucusRepublican Caucus

History

Mar 18

House

Taken off notice for cal in s/c Insurance Subcommittee of Insurance Committee

Mar 11

House

Placed on s/c cal Insurance Subcommittee for 3/18/2026

Mar 4

House

Sponsor(s) Added.