Tennessee HB0539 prohibits healthcare providers from reporting medical debt to consumer reporting agencies and removes medical debt from consumer.

Tennessee HB0539 amends Tennessee Code Annotated to prohibit healthcare providers from reporting a patient's medical debt to consumer reporting agencies, effective July 1, 2025. Additionally, it mandates that consumer reporting agencies must not include records of medical debt in consumer reports. If a consumer report includes such information in violation of this provision, the affected individual can dispute the accuracy of the report under the federal Fair Credit Reporting Act.

Tennessee HB0539 prohibits healthcare providers from reporting medical debt to consumer reporting agencies and removes medical debt from consumer.

Tennessee HB0539 amends Tennessee Code Annotated to prohibit healthcare providers from reporting a patient's medical debt to consumer reporting agencies, effective July 1, 2025. Additionally, it mandates that consumer reporting agencies must not include records of medical debt in consumer reports. If a consumer report includes such information in violation of this provision, the affected individual can dispute the accuracy of the report under the federal Fair Credit Reporting Act.