S.0871

Qualified Loan Originator

Introduced·1/29/26
Introduced Text

Amends South Carolina law to allow experienced loan originators to be compensated based on loan terms.

This bill amends South Carolina law to allow qualified loan originators with sufficient experience to be compensated based on the interest rate, fees, or other terms of the loan, provided this does not prohibit compensation based on the principal balance. It also allows these experienced originators to offer loans with varying terms and handle borrower funds in connection with mortgage origination. The changes take effect upon approval by the Governor.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Labor, Commerce and Industry Committee
Next
Committee decision

Sponsors

0
1
R
Democratic CaucusRepublican Caucus

History

Jan 29

Senate

Introduced and read first time

Jan 29

Senate

Referred to Committee on Labor, Commerce and Industry