S.0727

Uninsured Motorist Coverage Premiums

Introduced·1/13/26
Introduced Text

Prevents insurers from raising premiums for insureds who claim uninsured motorist coverage if they were not at fault.

The bill amends the South Carolina Code to prohibit insurers from increasing an insured's premium solely because they made a claim under their uninsured or underinsured motorist coverage, provided the insured was not at fault in the accident. This change aims to protect policyholders from unfair premium hikes following a valid claim. The amendment takes effect upon approval by the Governor.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking and Insurance Committee
Next
Committee decision

Sponsors

0
1
R
Democratic CaucusRepublican Caucus

History

Jan 13

Senate

Introduced and read first time

Jan 13

Senate

Referred to Committee on Banking and Insurance

Dec 10, 2025

Senate

Prefiled