S.0347

Commercial Financing Disclosure

Introduced·2/13/25
Introduced Text

Commercial Financing Disclosure Act mandates written disclosures for commercial financing transactions in South Carolina.

The Commercial Financing Disclosure Act requires providers to offer written disclosures for commercial financing transactions. These disclosures must include details such as the total amount of funds provided, fees, total payment amount, and total dollar cost. The act applies to transactions after December 31, 2025, and exempts certain providers and transactions. It prohibits brokers from collecting advance fees and mandates enforcement by the Attorney General.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Labor, Commerce and Industry Committee
Next
Committee decision

Sponsors

0
1
R
Democratic CaucusRepublican Caucus

Calendar

Apr 16, 2025

12:00 PM

Senate L.C.I. Professions and Occupations Subcommittee

Mar 19, 2025

12:00 PM

Senate L.C.I. Professions and Occupations Subcommittee

History

Feb 13, 2025

Senate

Introduced and read first time

Feb 13, 2025

Senate

Referred to Committee on Labor, Commerce and Industry