H4784

Omnibus Insurance Fraud and Reporting Immunity Act revisions

Introduced·1/13/26
Introduced Text

South Carolina H4784 revises penalties for staging motor vehicle collisions for fraudulent claims.

South Carolina H4784 amends the state's insurance fraud laws by establishing penalties for staging motor vehicle collisions. The bill introduces a new felony, "staging a motor vehicle collision," with escalating penalties for repeat offenses. First-time offenders face up to ten years in prison and a $10,000 fine. Second offenses carry a mandatory minimum of two years in prison and a $10,000 fine. Third or subsequent offenses result in a mandatory minimum of five years in prison and a $15,000 fine.

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Where it stands

Current
Labor, Commerce and Industry Committee
Next
Committee decision

Sponsors

0
4
RRRR
Democratic CaucusRepublican Caucus

History

Jan 13

House

Introduced and read first time

Jan 13

House

Referred to Committee on Labor, Commerce and Industry

Dec 16, 2025

House

Prefiled