H3433

Equality in Financial Services Act

Introduced·1/14/25
Introduced Text

The Equality in Financial Services Act prohibits financial institutions from discriminating in the provision of financial services based on protected.

The Equality in Financial Services Act aims to ensure that financial institutions do not discriminate in the provision of financial services based on protected activities. It prohibits financial institutions from using social credit scores to deny, restrict, or terminate services. Financial institutions must provide a statement of specific reasons if they deny service. The act also allows individuals harmed by violations to initiate civil actions for damages and preventive relief. The act emphasizes the importance of transparency and impartiality in financial services.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Labor, Commerce and Industry Committee
Next
Committee decision

Sponsors

0
6
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Democratic CaucusRepublican Caucus

History

Mar 11, 2025

House

Member(s) request name added as sponsor: Gilreath, Cromer, Gagnon, Hartz

Jan 14, 2025

House

Introduced and read first time

Jan 14, 2025

House

Referred to Committee on Labor, Commerce and Industry