H3259

First responder automobile insurance premiums

Complete·5/26/26

South Carolina bill H3259 prohibits insurers from considering first responders' work-related driving records if they are noncontributing on collision.

South Carolina bill H3259 amends the state code to add a new section prohibiting insurers from considering the work-related driving records of first responders when determining personal automobile insurance premiums. This applies if the first responder is found to be noncontributing on the collision report. The term "first responder" includes law enforcement officers and firefighters employed by local, state, or federal governments, as well as volunteer officers and firefighters engaged by these entities. The act takes effect upon approval by the Governor.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

0
12
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Democratic CaucusRepublican Caucus

Roll Call Votes

43 Yea

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0 Nay

3 Absent

DRR

Calendar

Apr 16, 2025

10:00 AM

Senate Banking and Insurance Committee on 196, 325, 3259

Apr 1, 2025

10:00 AM

Senate Banking and Insurance, Insurance Subcommittee on 402, 3259

History

May 26

Effective date 05/15/26

May 26

Act No. 133

May 15

Signed By Governor