Rhode Island S3365 mandates insurance companies to pay chosen appraisers upon receiving a "direction to pay" from insureds or claimants.

Rhode Island S3365 amends the motor vehicle appraisal provision to require insurance companies to directly pay the insured's chosen appraiser and the umpire appraiser, if applicable, upon receipt of a "direction to pay" executed by an insured or claimant. The insurer must not refuse to honor this direction and is prohibited from engaging in intimidation, coercion, threats, or misrepresentation of consumer rights. If the appraiser chosen by the insurer does not comply with certain provisions, their appraisal is deemed null and void.

Rhode Island S3365 mandates insurance companies to pay chosen appraisers upon receiving a "direction to pay" from insureds or claimants.

Rhode Island S3365 amends the motor vehicle appraisal provision to require insurance companies to directly pay the insured's chosen appraiser and the umpire appraiser, if applicable, upon receipt of a "direction to pay" executed by an insured or claimant. The insurer must not refuse to honor this direction and is prohibited from engaging in intimidation, coercion, threats, or misrepresentation of consumer rights. If the appraiser chosen by the insurer does not comply with certain provisions, their appraisal is deemed null and void.