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S.3198

Requires that insurance policies for property damage, personal injuries, and indemnification other than payment of compensation for workers compensation, state policy limits and no amount of the policy may be used to pay costs to defend a claim.

Introduced·4/3/26
Introduced Text

Rhode Island S3198 prohibits using insurance policy limits to pay for costs to defend claims for property damage, personal injuries, and.

Rhode Island S3198 amends the General Laws to prohibit using insurance policy limits for property damage, personal injuries, and indemnification to pay for costs to defend claims. This applies to policies other than those covering workers' compensation. The act takes effect upon passage.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Judiciary Committee
Next
Session adjourned — paused until it reconvenes

Sponsors

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6
0
Democratic CaucusRepublican Caucus

Roll Call Votes

Senate Committee on Judiciary: Be held for further study

8 Yea

DDDDDDRD

0 Nay

3 Absent

DDD

Calendar

Apr 16

12:00 AM

Senate Judiciary Hearing

History

Apr 16

Senate

Committee recommended measure be held for further study

Apr 10

Senate

Scheduled for hearing and/or consideration (04/16/2026)

Apr 3

Senate

Introduced, referred to Senate Judiciary