S.2640

Establishes the catastrophe savings account act.

Introduced·2/27/26
Introduced Text

Establishes the Catastrophe Savings Account Act to allow residents to save for qualified catastrophe expenses.

The bill establishes the Catastrophe Savings Account Act, allowing residents to set up a savings account for qualified catastrophe expenses. Contributions are limited based on the taxpayer's deductible, with a maximum of $25,000. Contributions are tax-deductible, and distributions used for qualified catastrophe expenses are tax-exempt. The act takes effect on July 1, 2026, and applies to taxable years beginning on or after January 1, 2027.

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  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Commerce Committee
Next
Committee decision

Sponsors

DDDDDDDDDD
10
0
Democratic CaucusRepublican Caucus

Roll Call Votes

Senate Committee on Commerce: Be held for further study

10 Yea

RDDDDDDDDD

0 Nay

1 Absent

D

Calendar

Mar 31

12:00 AM

Senate Commerce Hearing

History

Mar 31

Senate

Committee recommended measure be held for further study

Mar 27

Senate

Scheduled for hearing and/or consideration (03/31/2026)

Feb 27

Senate

Introduced, referred to Senate Commerce