S.2261

Amends Rhode Island's standard fire insurance policy by codifying uniform, transparent appraisal procedures and payment obligations that reflect contemporary claim-handling practices while preserving long-standing consumer protections.

Introduced·1/23/26
Introduced Text

Rhode Island S2261 amends fire insurance policies to establish uniform appraisal procedures and payment obligations.

Rhode Island S2261 amends the state's standard fire insurance policy to establish uniform, transparent appraisal procedures and payment obligations. The bill codifies the process for selecting appraisers and umpires, ensuring that both parties have equal opportunity to participate. It mandates that appraisers be knowledgeable in replacement cost value and actual cash value calculations. The bill also outlines the payment of appraisal costs and the consequences for failing to comply with appraisal procedures.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Housing and Municipal Government Committee
Next
Session adjourned — paused until it reconvenes

Sponsors

DDD
3
0
Democratic CaucusRepublican Caucus

Roll Call Votes

Senate Committee on Housing & Municipal Government: Be held for further study

7 Yea

DRDDDDD

0 Nay

2 Absent

DD

Calendar

Mar 12

12:00 AM

Senate Housing and Municipal Government Hearing

History

Mar 12

Senate

Committee recommended measure be held for further study

Mar 9

Senate

Scheduled for hearing and/or consideration (03/12/2026)

Jan 23

Senate

Introduced, referred to Senate Housing and Municipal Government