S.2015

Removes the licensing exemption for a lender that originates less than six (6) loans in twelve (12) consecutive months.

Chamber Passed·5/5/26
Introduced Text

Rhode Island S2015 removes the licensing exemption for lenders originating fewer than six loans in a twelve-month period.

Rhode Island S2015 amends the state's General Laws to eliminate the exemption from licensing for lenders who originate fewer than six loans within any consecutive twelve-month period. This change ensures that all lenders, regardless of the number of loans they originate, must obtain the necessary licensing to operate within the state. The bill takes effect upon passage.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the Senate · 36–0 · May 5
Current
Corporations Committee
Next
House floor vote

Sponsors

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10
0
Democratic CaucusRepublican Caucus

Roll Call Votes

36 Yea

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0 Nay

1 Not Voting

R

1 Absent

D

Calendar

Apr 28

12:00 AM

Senate Commerce Consideration

Apr 14

12:00 AM

Senate Commerce Hearing

History

May 6

House

Referred to House Corporations

May 5

Senate

Senate read and passed

Apr 29

Senate

Placed on Senate Calendar (05/05/2026)