Expands guaranteed issue rights for Medigap plan enrollees who enroll outside of a plan’s initial enrollment period.

This bill expands guaranteed issue rights for Medigap plan enrollees who enroll outside of a plan’s initial enrollment period. It ensures that individuals under 65 enrolled in Medicare due to disability or end-stage renal disease can enroll in any available Medigap Plan A policy within six months of their Medicare Part B eligibility. The bill also mandates that insurers cannot condition coverage on medical or health status or perform individual medical underwriting. The act takes effect upon passage.

Expands guaranteed issue rights for Medigap plan enrollees who enroll outside of a plan’s initial enrollment period.

This bill expands guaranteed issue rights for Medigap plan enrollees who enroll outside of a plan’s initial enrollment period. It ensures that individuals under 65 enrolled in Medicare due to disability or end-stage renal disease can enroll in any available Medigap Plan A policy within six months of their Medicare Part B eligibility. The bill also mandates that insurers cannot condition coverage on medical or health status or perform individual medical underwriting. The act takes effect upon passage.