H8595

Expands guaranteed issue rights for Medigap plan enrollees who enroll outside of a plan’s initial enrollment period.

This bill expands guaranteed issue rights for Medigap plan enrollees who enroll outside of a plan’s initial enrollment period. It ensures that individuals under 65 enrolled in Medicare due to disability or end-stage renal disease can enroll in any available Medigap Plan A policy within six months of their Medicare Part B eligibility. The bill also mandates that insurers cannot condition coverage on medical or health status or perform individual medical underwriting. The act takes effect upon passage.