H7943

Rhode Island H7943 prohibits health insurance providers from requiring preauthorization for in-network mental health or substance use disorder.

Rhode Island H7943 amends the state's insurance laws to prohibit health insurance providers from requiring preauthorization for in-network mental health or substance use disorder services. The bill mandates that mental health and substance use disorder treatments must be covered under the same terms as other medical conditions, without annual or lifetime dollar limitations. It also ensures that financial requirements and quantitative treatment limitations for these conditions are no more restrictive than those applied to other medical conditions.