H7864

Requires an insurance company to directly pay the insured's chosen appraiser and the umpire appraiser, if applicable, upon receipt of a "direction to pay" executed by an insured or claimant.

Introduced·2/27/26
Introduced Text

Rhode Island H7864 mandates insurance companies to directly pay chosen appraisers upon receipt of a "direction to pay" from the insured or claimant.

Rhode Island H7864 amends the Motor Vehicle Appraisal Provision to ensure insurance companies directly pay the insured's chosen appraiser and the umpire appraiser, if applicable, upon receiving a "direction to pay" from the insured or claimant. The insurer cannot refuse to honor this direction and must not engage in intimidation, coercion, threats, or misrepresentation. If the appraisers' proposals differ by more than 15%, they must select three disinterested Rhode Island licensed appraisers to choose an umpire.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Corporations Committee
Next
Committee decision

Sponsors

DDD
3
0
Democratic CaucusRepublican Caucus

Calendar

Apr 28

12:00 AM

House Corporations Hearing

Mar 26

12:00 AM

House Corporations Hearing

History

Apr 28

House

Committee recommended measure be held for further study

Apr 24

House

Scheduled for hearing and/or consideration (04/28/2026)

Mar 23

House

Committee postponed at request of sponsor (03/26/2026)