H7604

Increases minimum amount for required damages and time to perform appraisal from three days to four.

Introduced·2/11/26
Introduced Text

Rhode Island H7604 increases the minimum amount for required damages and time to perform appraisal from three days to four.

Rhode Island H7604 amends the Unfair Claims Settlement Practices Act to increase the minimum amount for required damages from $2,500 to $5,000 and mandates that an appraisal be performed within four business days. The appraisal must be conducted by a licensed appraiser who is unaffiliated with the insurer. The bill also specifies that fair market values, as used by the automotive or insurance industry, should be used in determining the retail value of a vehicle. This act takes effect upon passage.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.

Where it stands

Current
In committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

Mar 6

House

Withdrawn at sponsor's request

Feb 11

House

Introduced, referred to House Corporations