H7521

Amends Rhode Island's standard fire insurance policy by codifying uniform, transparent appraisal procedures and payment obligations that reflect contemporary claim-handling practices while preserving long-standing consumer protections.

Introduced·2/6/26
Introduced Text

Rhode Island H7521 amends the state's standard fire insurance policy to establish uniform appraisal procedures and payment obligations.

Rhode Island H7521 amends the state's standard fire insurance policy by codifying uniform, transparent appraisal procedures and payment obligations that reflect contemporary claim-handling practices while preserving long-standing consumer protections. The bill specifies that appraisers must be either independent insurance adjusters or attorneys with active Rhode Island licensure. It mandates that appraisers and an umpire be appointed within 15 days, with court intervention if necessary.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.

Where it stands

Current
Corporations Committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

Calendar

Feb 11

12:00 AM

House Corporations Hearing

History

Feb 11

House

Committee recommended measure be held for further study

Feb 6

House

Introduced, referred to House Corporations

Feb 6

House

Scheduled for hearing and/or consideration (02/11/2026)