Rhode Island H7520 expands underinsured motorist coverage to include property damage, not just bodily injury.

Rhode Island H7520 amends the state's uninsured motorist coverage to include property damage caused by collisions. Previously, the coverage only applied to bodily injury or death. This change ensures that policyholders can recover for property damage from underinsured motorists, aligning the coverage with bodily injury limits. The act also allows policyholders to opt out of property damage coverage if they have collision coverage. The amendment takes effect immediately upon passage.

Rhode Island H7520 expands underinsured motorist coverage to include property damage, not just bodily injury.

Rhode Island H7520 amends the state's uninsured motorist coverage to include property damage caused by collisions. Previously, the coverage only applied to bodily injury or death. This change ensures that policyholders can recover for property damage from underinsured motorists, aligning the coverage with bodily injury limits. The act also allows policyholders to opt out of property damage coverage if they have collision coverage. The amendment takes effect immediately upon passage.