H7520

Adds property damage to statutory underinsured motor coverage, rather than just uninsured motorist coverage, as it is presently.

Complete·6/19/26

Rhode Island H7520 expands underinsured motorist coverage to include property damage, not just bodily injury.

Rhode Island H7520 amends the state's uninsured motorist coverage to include property damage caused by collisions. Previously, the coverage only applied to bodily injury or death. This change ensures that policyholders can recover for property damage from underinsured motorists, aligning the coverage with bodily injury limits. The act also allows policyholders to opt out of property damage coverage if they have collision coverage. The amendment takes effect immediately upon passage.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Sponsors

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7
0
Democratic CaucusRepublican Caucus

Roll Call Votes

Passage

64 Yea

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3 Nay

RRR

8 Not Voting

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Calendar

Jun 2

12:00 AM

House Corporations Consideration

May 26

12:00 AM

House Corporations Consideration

History

Jun 19

House

Signed by Governor

Jun 16

House

Transmitted to Governor

Jun 9

Senate

Senate passed Sub A in concurrence