H7478

Creates a homeowner casualty bill of rights.

Introduced·2/4/26
Introduced Text

Establishes a homeowner casualty insurance bill of rights in Rhode Island.

This bill creates a homeowner casualty insurance bill of rights in Rhode Island. It mandates insurers to provide policyholders with a summary of their rights in simple, nontechnical terms within 14 days of receiving a claim. The bill outlines specific rights, such as receiving acknowledgment of a reported claim, confirmation of claim investigation, and full settlement payment within 30 days. It also advises policyholders on precautions and actions to take during the claims process.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Corporations Committee
Next
Committee decision

Sponsors

DDDDDDD
7
1
R
Democratic CaucusRepublican Caucus

Calendar

Apr 2

12:00 AM

House Corporations Hearing

History

Apr 2

House

Committee recommended measure be held for further study

Mar 27

House

Scheduled for hearing and/or consideration (04/02/2026)

Feb 4

House

Introduced, referred to House Corporations