Rhode Island S3195 mandates uninsured motorist coverage for motor vehicle insurance policies.

Rhode Island S3195 amends the General Laws to require mandatory uninsured motorist coverage for motor vehicle insurance policies. The coverage must match the insured's bodily injury liability limits, with a minimum set by statute. Policyholders can opt for lower limits but not below the statutory minimum. The law also allows for subrogation rights and applies to insolvent insurance carriers. It takes effect on January 1, 2027, and applies to new or renewed policies issued after that date.

Rhode Island S3195 mandates uninsured motorist coverage for motor vehicle insurance policies.

Rhode Island S3195 amends the General Laws to require mandatory uninsured motorist coverage for motor vehicle insurance policies. The coverage must match the insured's bodily injury liability limits, with a minimum set by statute. Policyholders can opt for lower limits but not below the statutory minimum. The law also allows for subrogation rights and applies to insolvent insurance carriers. It takes effect on January 1, 2027, and applies to new or renewed policies issued after that date.