Rhode Island S2431 allows insurers to consider zip code for vehicle garage location, segmented by municipality, starting July 1, 2027.
Rhode Island S2431 amends the Casualty Insurance Rating chapter to allow insurers to consider the zip code of where a vehicle is garaged, segmented by municipality, in calculating policy premiums. This provision takes effect for policies issued or renewed on or after July 1, 2027. The bill also includes provisions regarding accident fault, premium surcharges, and volunteer drivers.
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