Rhode Island S2311 strengthens consumer protections in insurance claims by expanding definitions of unfair claims settlement practices and clarifying.

Rhode Island S2311 amends the state’s insurance laws to expand definitions of unfair claims settlement practices and clarify an insured’s right to pursue bad-faith remedies. The bill introduces new practices considered unfair, such as failing to compensate auto body repairers for documented charges and refusing to honor a "direction to pay" executed by an insured or claimant. It also mandates that insurers must use properly licensed and authorized individuals for claim investigations and appraisals.

Rhode Island S2311 strengthens consumer protections in insurance claims by expanding definitions of unfair claims settlement practices and clarifying.

Rhode Island S2311 amends the state’s insurance laws to expand definitions of unfair claims settlement practices and clarify an insured’s right to pursue bad-faith remedies. The bill introduces new practices considered unfair, such as failing to compensate auto body repairers for documented charges and refusing to honor a "direction to pay" executed by an insured or claimant. It also mandates that insurers must use properly licensed and authorized individuals for claim investigations and appraisals.