Rhode Island H7864 mandates insurance companies to directly pay chosen appraisers upon receipt of a "direction to pay" from the insured or claimant.

Rhode Island H7864 amends the Motor Vehicle Appraisal Provision to ensure insurance companies directly pay the insured's chosen appraiser and the umpire appraiser, if applicable, upon receiving a "direction to pay" from the insured or claimant. The insurer cannot refuse to honor this direction and must not engage in intimidation, coercion, threats, or misrepresentation. If the appraisers' proposals differ by more than 15%, they must select three disinterested Rhode Island licensed appraisers to choose an umpire.

Rhode Island H7864 mandates insurance companies to directly pay chosen appraisers upon receipt of a "direction to pay" from the insured or claimant.

Rhode Island H7864 amends the Motor Vehicle Appraisal Provision to ensure insurance companies directly pay the insured's chosen appraiser and the umpire appraiser, if applicable, upon receiving a "direction to pay" from the insured or claimant. The insurer cannot refuse to honor this direction and must not engage in intimidation, coercion, threats, or misrepresentation. If the appraisers' proposals differ by more than 15%, they must select three disinterested Rhode Island licensed appraisers to choose an umpire.