Rhode Island H7113 prohibits dental insurers from refusing to honor payment directions from insureds and modifying benefits.

Rhode Island H7113 amends the Unfair Claims Settlement Practices Act to include specific prohibitions for dental insurers. It makes it an unfair practice for insurers to refuse to honor a "direction to pay" from an insured or claimant. Insurers are also prohibited from modifying the amount of benefits to be paid. Additionally, the bill mandates that providers accept payment methods other than virtual credit cards. The act takes effect upon passage.

Rhode Island H7113 prohibits dental insurers from refusing to honor payment directions from insureds and modifying benefits.

Rhode Island H7113 amends the Unfair Claims Settlement Practices Act to include specific prohibitions for dental insurers. It makes it an unfair practice for insurers to refuse to honor a "direction to pay" from an insured or claimant. Insurers are also prohibited from modifying the amount of benefits to be paid. Additionally, the bill mandates that providers accept payment methods other than virtual credit cards. The act takes effect upon passage.